UC SHIP provides high-quality, affordable and convenient health care coverage to UC students. The plan is designed especially for students, and it covers medical, pharmacy, dental, vision, and mental health and substance use disorder services for UC undergraduate and graduate students and their eligible dependents.
Through the Executive Oversight Board, students are actively involved in the governance and design of UC SHIP, including reviewing requests for new benefits and evaluating strategies to maintain affordable plan costs.
Because all UC students are required to have medical insurance, registered students are automatically enrolled in UC SHIP. Coverage can be waived only if you can meet specific waiver criteria.
Under the UC SHIP plan guidelines, the first place you should seek non-emergency care is the UCI Student Health Center (SHC). Many services, including preventive care, are offered there at no cost or for a low copay. If you need care that the SHC can’t provide, you’ll receive a referral for care outside the SHC.
Depending on the services you receive outside the Student Health Center, you may need to pay an annual deductible before UC SHIP begins to share costs with you. Once you meet that deductible, you’ll pay coinsurance for services, and UC SHIP will cover the remainder of the cost, up to the maximum allowable amount for that service.
You’re protected financially with an annual limit on your out-of-pocket costs. Once you reach this limit, the plan picks up 100% of the costs for that year.
Want to know more about services covered by UC SHIP? Visit myucship.org.
If you’re interested in becoming part of the UC SHIP Executive Oversight Board, here’s how to get involved.