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HDFC ERGO has a network of 5782 cashless hospitals across India. To find the nearest HDFC ERGO health insurance network hospital, enter your location.
Latest Articles On HDFC ERGO
Best Health Insurance Policy in India 2024
Health insurance is a must-have product in today’s time because of the rise in the number of lifestyle diseases and expensive treatments. However, finding the right health insurance coverage is.
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The very last Wednesday in September is commemorated as National Women's Health and Fitness Day. This particular day is set aside to emphasise the value of health and well-being consciousness for.
How to Get Health Insurance without Medical Checkup – Complete Guide
Medical costs are increasing by leaps and bounds as modern-day medicine has become advanced and technology-driven. At the same time illnesses are rising as lifestyle changes have made people prone to.
Rupanjali Mitra Basu
How to supplement health insurance coverage at affordable premiums?
If you already have existing health insurance coverage and are looking to increase it without paying expensive premiums, you can choose top-up and super top-up health insurance plans. These plans have a deductible and a sum insured. Claims above the deductible limits are paid and so the premiums are low. When you have existing coverage, you can choose a deductible matching the existing plan’s sum insured so that any excess claim would be paid by the top-up or super top-up plan
What is the tax advantage of buying health insurance?
You can get numerous tax benefits when you buy a health insurance plan. These benefits are allowed under Section 80D of the Income Tax Act, 1961 and are as follows
Do HDFC Ergo health insurance plans allow any free-look period?
Yes, a free-look period of 15 days is allowed from the date of policy issuance under HDFC Ergo health insurance plans. During this period you can cancel the policy if you want and avail the refund of the premium paid
How to claim HDFC Ergo health insurance?
The claim process of HDFC Ergo health insurance plans has been explained earlier. You need to intimate the insurance company of your claim and then follow the above-mentioned steps to get the settlement of your claims faster
How to buy HDFC Ergo health insurance policy from online?
You can buy HDFC Ergo health insurance plans online either from the website of the company or from Turtlemint itself. When you buy through Turtlemint, you can compare HDFC Ergo’s plans with other health insurance plans and then choose the best one. The process of buying the policy has been explained earlier above
What does HDFC Ergo health insurance policy not cover?
HDFC Ergo’s health insurance plans do not cover specific illnesses and treatments some of which include the following
How to calculate the premium for health insurance plan from HDFC Ergo?
There are online premium calculators offered both by HDFC Ergo as well as by Turtlemint which allows you to calculate the premium of HDFC medical insurance plans. You can enter the relevant details which affect the premium calculation and find the premium rates. These details include the following
Based on these factors, the premiums would be calculated and displayed
Why should I get a health card from HDFC Ergo health insurance?
A health card is issued for all insured members when you buy HDFC Ergo health insurance plans. This health card is needed at the time of cashless claims as the card contains a unique customer identification number. When you are admitted to a networked hospital, you need to present the health card to avail cashless treatments. Thus, you should get a health card from HDFC Ergo health insurance
How is HDFC Ergo health insurance?
HDFC Ergo is a leading name in the general insurance segment and its health insurance plans are comprehensive plans at affordable premiums. The company offers a range of health insurance plans for your coverage needs and you can find a suitable policy easily. The plans offered by the company offer optimal coverage levels and benefits and are also light on your pockets. So, HDFC Ergo health insurance is a good choice for your health insurance needs.
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